
Wallet-as-a-Service
Launch a branded, non-custodial, multi-chain wallet through APIs, SDKs, and white-label capabilities designed to integrate into your application.
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Every business has a different vision. With bepay money, you can start with the infrastructure you need and add capabilities as your product evolves without building every technology component or sourcing every service independently.

Whether you're launching a new financial product or adding capabilities to an established platform, bepay money helps you connect the technology and integrations that fit your business model.

Build branded wallet experiences, introduce supported card programmes and extend your product with selected financial services.

Explore payment connectivity, account-related services, virtual IBANs and cross-border payment infrastructure for your target markets.

Integrate wallet functionality, asset management and blockchain-enabled services into your existing ecosystem.

Integrate digital wallet and digital-asset capabilities that complement your existing products and operating framework.

Bring selected payments, cards, digital utilities and financial products into your customer or merchant experience.

Explore branded wallet experiences, eligible token support and selected digital-asset capabilities to strengthen your ecosystem.

Give your customers a wallet experience within your own application, website, or digital platform. bepay money provides the underlying wallet infrastructure, while you shape the brand, customer journey, and product proposition.
Our white-label or SDK-enabled approach is designed to help businesses integrate supported wallet functionality without building every component from the ground up.

Extend your financial product with virtual and physical card programmes supported by relevant issuing partners and payment networks, with branded experiences aligned to your business model and customer journey.


From account-related services to international payment flows, bepay money works with businesses to provide the integrations that fit their operating model, target markets, and payment requirements.

Allow your customers to pay in local currencies

Provide eligible businesses & individuals with named virtual IBANs and account details, helping streamline incoming payments and reconciliation.
Support eligible international money transfers through available payment routes, with the funding method, destination market, and payout options determined by the selected corridor.
Facilitate international business payment flows for use cases such as supplier payments, contractor payouts and other eligible commercial transactions.
Connect supported funding methods and collection flows to the relevant payment infrastructure, according to provider coverage and programme requirements.
Enable payouts to beneficiaries through supported local payment rails in available destination markets.

Build on your wallet infrastructure with selected digital-asset services that fit your customers, use case, and technical requirements.
Connect customers to supported digital-asset purchase and sale flows.
Enable supported conversion between fiat currencies and digital assets through integrated providers, subject to market and service availability.
Integrate asset conversion across supported tokens and networks through available swap infrastructure.
Add supported staking & restaking functionality for eligible assets and blockchain networks.
Connect selected decentralised finance services where supported by the relevant network, provider, and product configuration.
Integrate supported blockchain interactions and digital-asset functionality into your existing application or wallet experience.


Extend your platform with selected financial products and everyday utility services.

Offer digital gold purchase and investment experiences through eligible providers.
Integrate fixed-deposit offerings for supported markets and eligible customers.
Connect selected investment products where provider arrangements and local requirements permit.
Integrate eligible lending services, including selected asset-backed or Bitcoin-backed lending propositions where supported.

Integrate eligible bill-payment and utility services into your product experience.
Offer supported digital gift cards and vouchers through relevant service providers.
Add eSIM services for supported markets and customer use cases.
Add selected travel-related services and hotel booking experiences where available.

bepay money's infrastructure proposition is designed to support integration into existing digital environments, with the final approach defined by your requirements and selected services.
Build and manage your own customer-facing experience using bepay money's wallet infrastructure through APIs and supported integration interfaces. bepay money manages the underlying server hosting and backend infrastructure, allowing your team to focus on your product, frontend, and customer journey.
Integrate wallet functionality into your existing application using bepay money's SDKs. Your team manages the server hosting, backend infrastructure, and deployment, while leveraging the SDK to implement supported wallet capabilities within your product.
Launch a fully branded wallet with a customised user interface and customer-facing experience. bepay money provides the wallet technology, hosting and underlying infrastructure, with the interface and branding tailored to your requirements.
Extend your platform by connecting selected payment providers, digital-asset services and other infrastructure components.

Start with the capabilities you need and explore additional services as your product and business requirements evolve.
Keep your brand and customer proposition at the centre while integrating selected infrastructure into your existing product.
Build around a foundational wallet layer, with supported capabilities and complementary services assessed for your use case.
Explore wallet, card, payment, digital-asset, financial, and lifestyle integrations through a coordinated infrastructure relationship.
Align APIs, SDKs, technical requirements, and implementation pathways with your product and technology environment.
Coordinate relevant partner onboarding, compliance workflows, and operational requirements alongside the technical implementation.


Tell us about your business, customer base, target markets, and the product you want to build.

Identify the relevant infrastructure, service modules, technical dependencies, provider availability, and applicable regulatory considerations.

Define the integration approach, product experience, selected services, and operating model.

Coordinate the required technical work and connect the agreed capabilities to your application or platform.

Review functionality, user journeys, transactions, and applicable operational and compliance requirements.

Progress to launch once the required technical, operational, and partner approvals are in place. Explore additional capabilities as your needs evolve.

Whether you're launching a branded wallet, adding card capabilities, enabling payments, or expanding into embedded financial services, let's explore the infrastructure that fits your business.
bepay money operates through its legal entities registered across multiple jurisdictions worldwide, including Bepay Fintech Products Holding LTD (British Virgin Islands, Registration No. 2185015), bepay money Europe S.R.L. (Romania, Registration No. 52474864), IGPS Technology LLC SCO (Dubai), Bepay Fintech Inc. (United States, Registration No. 31000294520372), Bepay Technologies Private Limited (India, CIN: U62099DL2023PTC422577), and Directpay Fintech LTD (Canada, Registration No. 1001340184).
bepay money operates as a financial institution and digital asset service provider through its licensed entities and regulated partners in applicable jurisdictions. Digital asset and payment services are provided in a non-custodial capacity, leveraging public distributed ledger technologies and integrations with trusted third-party platforms and service providers. Users retain control of their digital assets at all times unless expressly stated otherwise. Cards, IBAN accounts, and other regulated banking services are issued and provided by licensed banking and regulated partners. Availability of these services is subject to jurisdiction, eligibility, regulatory approvals, and partner bank policies. bepay money maintains internationally recognized security and compliance standards, including PCI DSS, SOC 2, ISO 9001, ISO 20022, and ISO 27001, and operates under applicable registrations and regulatory frameworks, including MSB, VASP, MiCA, DORA, and DPDP, where applicable.
The information and services presented on this website are provided for informational purposes only and do not constitute financial, investment, legal, tax, or professional advice. Digital asset markets are highly volatile and involve significant risk. Users should carefully evaluate their financial circumstances before engaging in any digital asset transactions and acknowledge that they may lose the entire value of their investment.
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